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Three reforms that would give Americans affordable health care options

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Unread 12.18.20, 02:40 AM
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Three reforms that would give Americans affordable health care options

12.17.20 11:07 AM

Americans enjoy one of the most advanced health care systems in the world. Nevertheless, thereís much room for improvement. And if thereís one thing Americans on both sides of the political*aisle*can agree on, itís this: Care is too expensive, and pricing is rarely upfront. This is a consequence of a system that, all too often, caters to insurance companies and government.*Instead,*we need to place greater emphasis on personal options for patients*and grant more latitude for providers to offer them. Fortunately, several reforms*ó*some of which have been proposed*in Congress ó have real potential to lower the*costs of care,*promote price transparency, and return*the focus of American*medicine*to the patient. Strengthen short-term renewable insurance plans In*August*2018,*the*Trump administration issued*a*federal rule change*that would extend the length of coverage for short-term renewable insurance plans from three months to a year, with an option to renew for up to three years. These plans offered*an escape for*Americans, many of whom were ineligible for*subsidies,*trapped*in Obamacareís expensive exchange plans.*Centers for Medicare and*Medicaid*Services*actuaries*estimated*that around 1.4 million people*would*sign up for these plans in 2019 alone. These plans are popular for a reason.*Their premiums*are*50 to 80 percent lower*than those offered under federally regulated*plans. Whatís more,*short-term plans offer policyholders access to some of the nationís […]

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